SIP Calculator âœĻ by aihelphindi.com

Accurate SIP projections with XIRR-based returns, frequency-aware compounding, and inflation-adjusted real returns. Effective annual return convention: monthly growth = (1+annual)^(1/12) − 1, so XIRR closely matches your entered rate.

— Plan Snapshot
📈 — Maturity
💰 — Returns
📊 — Wealth Gained

📊 Investment Dashboard

Wealth creation & performance overview

Growth Potential

Multiplier strength (indicative)

0%

Return Strength

—

Return Ratio

—

Progress Snapshot

—

0
Plan Snapshot (indicative)
Total Investment—
Estimated Returns—
Maturity Value—
Wealth Multiplier—
XIRR (annualized)—

ⓘ Snapshot indicators are simplified, self-relative heuristics computed only from the entered inputs. They are not a certified investment-quality rating.

📈 SIP Calculator

Enter investment details and get instant projections
₹5,000
Amount debited every month
12%
Effective annual return (XIRR will match closely)
10 yrs
Invested once at the start date
Applied at each 12-month completion

📊 Investment Results

—
Total Investment
—
Estimated Returns
—
Maturity Value
—
Wealth Gained
—
XIRR (annualized)
—
Investment Multiplier
—
Real Return (Inflation Adj.)
—
Avg Monthly Growth

ⓘ XIRR is the annualized return computed from actual cash-flow timings. Convention: SIP added at start of each period, then monthly growth. Using effective annual rate, XIRR closely matches the entered return rate (small variation from actual calendar days).

💡 Smart Recommendations

Calculate SIP to get personalized recommendations.

📅 Investment Schedule

Contribution-by-contribution growth timeline
Calculate SIP to generate investment schedule.

🔄 SIP Comparison

Compare up to 3 SIP plans
SIP amount entered below will be treated as per-period amount in this frequency.
Plan 1
SIP
Return
Tenure
Step-Up
Lumpsum
Maturity
—
Plan 2
SIP
Return
Tenure
Step-Up
Lumpsum
Maturity
—
Plan 3
SIP
Return
Tenure
Step-Up
Lumpsum
Maturity
—

📊 Comparison Results

Enter plan details and click Compare Now.

đŸŽ¯ Goal Planner

Plan your investments to achieve financial goals

📊 Goal Progress

Enter goal details and click Calculate Goal.
0%

📈 Interactive Charts

Visualize your investment growth
Investment vs Returns
Wealth Growth
Yearly Investment Growth
Portfolio Composition

📤 Export & Reports

Download your investment analysis

Copy Summary

Download CSV

Download Excel (.xls)

Print Report